Protecting You With The Best Insurance Coverage For all Areas of Your Life 

Welcome to Sally Arnold & Associates where we treat you individually and not as a policy number! As an independent agency, we can shop across all the major carriers in order to find the best policy and premium with all available discounts to fit your needs. We have our office location in Frederick, MD since 1990. It’s nice to have a local insurance agency that you can stop by and knows that its established right in your local community. Contact Sally Arnold & Associates today for a free assessment of your insurance needs at

301 662-2246.

For your convenience you can schedule a call back, phone consultation, or in-office appointment with us by clicking below

Types of Coverage Offered by Sally Arnold & Associates 

Types of Insurance Coverage We Offer

Personal Liability – Bodily Injury ● Property Damage  ● Umbrella

Business – General Liability● Property ● Buildings ● Workers Compensation ● Commercial Vehicles ● Umbrella Policies 

Auto, Motorcycle, Mobile Home - You need to maintain vehicle insurance to keep yourself legal to drive. You risk losing your driver's license and fines driving without it.

Life - Life insurance protects your spouse and children from the potentially devastating financial losses that could result if something happened to you.

Health - Helps pay for medical bills and prescription drugs. Helps you avoid large medical debt. Provides a cap on the most you could spend on health care each year.

Homeowners - Homeowners insurance may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

Renters - Renters insurance can help you repair or replace property after loss due to many types of damage or theft. It can also provide coverage for an accident at your residence. Policies usually have very affordable annual premiums. Note that your landlord's property insurance doesn't cover your belongings.

Umbrella Policies - Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies.

Types of Insurance Coverage We Offer

Personal Liability – Bodily Injury ● Property Damage  ● Umbrella

Business – General Liability● Property ● Buildings ● Workers Compensation ● Commercial Vehicles ● Umbrella Policies 

Auto, Motorcycle, Mobile Home - You need to maintain vehicle insurance to keep yourself legal to drive. You risk losing your driver's license and fines driving without it.

Life - Life insurance protects your spouse and children from the potentially devastating financial losses that could result if something happened to you.

Health - Helps pay for medical bills and prescription drugs. Helps you avoid large medical debt. Provides a cap on the most you could spend on health care each year.

Homeowners - Homeowners insurance may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

Renters - Renters insurance can help you repair or replace property after loss due to many types of damage or theft. It can also provide coverage for an accident at your residence. Policies usually have very affordable annual premiums. Note that your landlord's property insurance doesn't cover your belongings.

Umbrella Policies - Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies.

Personal Liability –

Bodily Injury ● Property Damage ● Umbrella

Business –

General Liability ● Property ● Buildings ● Workers Compensation ● Commercial Vehicles ● Umbrella Policies 

Auto, Motorcycle, Mobile Home -

You need to maintain vehicle insurance to keep yourself legal to drive. You risk losing your driver's license and fines driving without it.

Life -

Life insurance protects your spouse and children from the potentially devastating financial losses that could result if something happened to you.

Health -

Helps pay for medical bills and prescription drugs. Helps you avoid large medical debt. Provides a cap on the most you could spend on health care each year.

Homeowners -

Homeowners insurance may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

Renters -

Renters insurance can help you repair or replace property after loss due to many types of damage or theft. It can also provide coverage for an accident at your residence. Policies usually have very affordable annual premiums. Note that your landlord's property insurance doesn't cover your belongings.

Umbrella Policies -

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies.

We'd love to hear from you! Call our friendly team at 301-662-2246!

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